10 Best Waterproof Mattress Pad Covers in 2026

This post contains affiliate links. As an Amazon Associate, we earn from qualifying purchases.

Our top pick for maximum, long-term protection is the SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover, thanks to its full six-sided waterproof and bed bug seal. For a soft, breathable bamboo fabric, consider the PlushDeluxe Bamboo Waterproof Mattress Protector. Shoppers on a tight budget who still want a zippered encasement should look at the Utopia Bedding Zippered Mattress Encasement.

A good waterproof mattress cover safeguards your investment from spills, allergens, and pests. Choosing the wrong one can mean a poor fit, uncomfortable sleep, or inadequate protection.

Top 10 Waterproof Mattress Pad Covers in the Market

Certain content that appears on this site comes from Amazon. This content is provided "as is" and is subject to change or removal at any time.

The Best Waterproof Mattress Pad Covers, Reviewed

#1Best Overall

SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover

SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover
Waterproof protection100% waterproof six-sided
Top material100% cotton terry
Bed bug proofingSuper fine zipper with seal
Depth range13 to 16 inches
CertificationGREENGUARD Gold certified
Check Latest Price →

What We Like

  • Full six-sided waterproof and bed bug seal
  • Soft, noiseless cotton terry sleeping surface
  • Blocks allergens and is free of toxic chemicals
  • Machine washable with a 10-year guarantee

Trade-offs

  • Zippered encasement is more involved than a fitted pad
  • Requires a separate protector for frequent liquid accidents

A 100% waterproof seal on all six sides means your entire mattress is shielded from spills, bed bugs, and allergens, not just the top. The cotton terry top retains your mattress’s feel without rustling, and the GREENGUARD Gold certification offers peace of mind about chemical emissions. This combination of complete protection, a quiet sleep surface, and health-conscious materials makes it a premium, comprehensive choice for anyone looking to safeguard a mattress long-term.

This SureGuard encasement completely seals a mattress on all six sides with a fine-zippered closure, which is designed to block bed bugs and dust mites from entering or escaping. It fits mattresses from 13 to 16 inches deep, covering a common range of thicknesses for queen beds. The manufacturer notes that for frequent accidents, a fitted mattress protector should be placed over the encasement for easier clean-ups.

Best for: Shoppers seeking maximum, long-term protection for a standard-depth mattress from liquids, bed bugs, and allergens. Not ideal for those who need a quick-change solution or have a mattress deeper than 16 inches.

Product photos

#2Best Bamboo Fabric

PlushDeluxe Bamboo Waterproof Mattress Protector

PlushDeluxe Bamboo Waterproof Mattress Protector
FabricViscose from bamboo
Waterproof100% effective
Fit depthUp to 18 inches
Noise levelCompletely silent
Size60 x 80 inches
Check Latest Price →

What We Like

  • Ultra-soft bamboo fabric for comfort
  • Breathable membrane regulates temperature
  • No crinkling sound during movement
  • Fits deep mattresses up to 18 inches

Trade-offs

  • Fitted design lacks zippered security of an encasement

A viscose fabric derived from bamboo and a waterproof membrane combine for a protector that is described as ultra-soft and breathable. This means it can resist spills and moisture while aiming to provide a cool, quiet sleeping surface, which suits memory foam or latex mattresses well. The product is specifically noted as being noiseless, so it avoids the crinkling sounds associated with some protective covers.

The trade-off is its fitted design. Unlike a zippered encasement like the SureGuard, it doesn’t offer full six-sided, bed-bug-proof sealing. It’s a top protector, not a full seal. Choose this for daily comfort and liquid defense on a deep mattress; look to a zippered model if you need complete enclosure for allergens or pests.

Best for: Sleepers seeking a soft, quiet, and breathable waterproof layer for a deep mattress. Not ideal for those needing a six-sided, zippered encasement.
#3Best Value Encasement

Utopia Bedding Zippered Mattress Encasement

Utopia Bedding Zippered Mattress Encasement
Fits mattress depthUp to 13 inches
Fabric materialKnitted polyester
Closure typeSecure wrap-around zipper
Waterproof barrier100% waterproof layer
Care instructionsMachine wash, tumble dry low
Check Latest Price →

What We Like

  • Fully encasing six-sided zippered design
  • Non-crinkling, quiet fabric construction
  • Easy machine wash and dry care
  • Stretchy fabric for secure, non-shifting fit

Trade-offs

  • 13-inch depth limit excludes thicker mattresses

A secure wrap-around zipper and a full six-sided encasement mean spills and allergens are locked out completely, not just from the top. This design suits anyone needing serious, 360-degree protection for a standard-depth mattress, particularly in homes where active kids or pets turn the bed into an accidental splash zone. The non-crinkling polyester fabric avoids the plastic bag sound, so it stays quiet through the night.

The Utopia Bedding encasement fits mattresses up to 13 inches deep, so it won’t accommodate thicker pillow-top or hybrid models. Its core function is a straightforward, reliable barrier that handles machine washing without fuss, delivering essential protection without extra features.

Best for: Budget-conscious buyers needing full zippered encasement for a standard-depth mattress. Not ideal for owners of mattresses thicker than 13 inches.

Product photos

#4Best Soft Fabric

Guardmax Jersey Knit Mattress Encasement

Guardmax Jersey Knit Mattress Encasement
Fabric faceSoft jersey knit polyester
Waterproof layerSealed beneath knit
ClosureNylon zipper with guard flap
CertificationOEKO-TEX Standard 100
Check Latest Price →

What We Like

  • Soft jersey knit feels like a T-shirt
  • Sealed zipper and flap prevent bed bug entry
  • OEKO-TEX certified fabric against skin

Trade-offs

  • Maximum 13-inch depth excludes deeper mattresses

The Guardmax encasement uses a jersey knit polyester face that feels more like a soft T-shirt than a typical waterproof barrier, which is the defining reason to consider it. This makes it a strong candidate for anyone who prioritizes a quiet, cloth-like feel over their mattress, especially for children or sensitive sleepers who might be bothered by crinkly sounds. The OEKO-TEX certification adds a layer of confidence for direct skin contact, and the full six-sided zippered seal with a tucked guard flap provides serious protection against bed bugs and dust mites.

For spills, this design contains liquid but doesn’t actively pull it away from the sleeper like some absorbent pads. Its 13-inch maximum depth is also more restrictive than options like the PlushDeluxe Bamboo protector, which accommodates mattresses up to 18 inches deep. Choose this for its exceptional softness and full-bedbug seal, but look elsewhere if you need a deeper pocket or a protector that actively wicks moisture.

Best for: Sleepers who want a soft, quiet, cloth-like feel from a fully sealed encasement. Not ideal for mattresses deeper than 13 inches or for those seeking a protector with a highly absorbent top layer.

Product photos

#5Best Breathable Encasement

SafeRest Premium Zippered Mattress Encasement

SafeRest Premium Zippered Mattress Encasement
CoverageFull 360° zippered encasement
Waterproof100% waterproof barrier
FabricSoft, noiseless cotton
Mattress depthFits up to 15 inches thick
CareMachine washable
Check Latest Price →

What We Like

  • Complete zippered protection from spills and allergens
  • Quiet, breathable cotton fabric for comfort
  • Durable construction with a secure zipper closure
  • Easy to clean with machine washing

Trade-offs

  • A 12-inch listed height may be snug for thicker mattresses.
  • Listed 12-inch height may be snug for thicker mattresses.

The 360-degree zippered design means nothing can get past the sides, which is the main reason to choose an encasement over a simple fitted protector. This is the pick for someone who wants that complete seal but still needs a cover that sleeps cool and quiet, thanks to its cotton fabric. It suits a sleeper prioritizing breathable, noiseless protection over maximum depth or specific allergy certifications.

The SafeRest Premium Zippered Mattress Encasement is designed for a standard-depth bed. If your mattress is on the thicker side, its listed 12-inch height might feel tight, while the SureGuard MATENC-ZE13Q is built specifically for 13-16 inch depths. This SafeRest model is a straightforward, breathable shield.

Best for: Sleepers needing full zippered protection for a mattress under 15 inches deep who prioritize breathable comfort. Not ideal for extra-tall mattresses or those seeking certified hypoallergenic materials.

Product photos

#6Best Deep Pocket Protector

SafeRest Fitted Waterproof Mattress Protector

SafeRest Fitted Waterproof Mattress Protector
Deep pocket depth18 inches
ConstructionFitted-sheet design
Waterproof protectionBlocks spills, urine, sweat
Material feelSoft, breathable, noiseless
CareMachine washable
Check Latest Price →

What We Like

  • Fitted design stays smooth and tight
  • 18-inch deep pocket fits most mattress styles
  • Breathable, noiseless waterproof barrier
  • Machine washable for easy care

Trade-offs

  • No zippered encasement for full mattress sealing
  • Lacks explicit hypoallergenic or bed bug proof claims

An 18-inch deep stretchable pocket means this protector will fit over thicker mattresses and toppers without pulling at the corners. It’s built for anyone who wants the security of a waterproof barrier without the feel of one, using a breathable, silent fabric and a fitted sheet design that stays put. This approach prioritizes an undisturbed sleep experience while guarding against common spills and stains.

The SafeRest Fitted Waterproof Mattress Protector defends against top-down accidents, but it doesn’t offer the six-sided, sealed protection of a zippered encasement like the SureGuard Mattress Encasement. For deep mattresses where a secure, simple fit is the main goal, this fitted protector delivers exactly that without complicating bedtime.

Best for: Owners of thick mattresses or those with mattress toppers who want a simple, secure-fitting waterproof layer. Not ideal for those seeking a sealed, six-sided encasement for allergen or bed bug protection.
#7Best Multi-Pack Value

BEDLORE 2-Pack Waterproof Mattress Protector

BEDLORE 2-Pack Waterproof Mattress Protector
Material certificationOEKO-TEX STANDARD 100
Waterproof layerUpgraded TPU film
Top layer & fillMicrofiber with microfiber filling
Fitted pocket depthUp to 18 inches
Care instructionsMachine wash cold, tumble dry low
Check Latest Price →

What We Like

  • Two protectors per pack for multi-bed or backup use
  • Deep 18-inch pockets fit unusually thick mattresses
  • OEKO-TEX certified materials for health-conscious buyers

Trade-offs

  • Heat restriction: dryer temperature must not exceed 130°F
  • Requires airing and fluffing after vacuum-packed shipping

The two-pack configuration means you can outfit a guest bed and a primary mattress for the same outlay, or keep a fresh spare on hand for laundry day. This is a straightforward fitted protector, relying on its deep elastic skirt and TPU backing to guard against spills and accidents. It suits households managing multiple beds or anyone who wants a ready replacement without a separate purchase.

This fitted mattress protector uses a classic coin quilt pattern instead of a plain geometry, offering a distinct look on the bed. Its fabric is certified STANDARD 100 by OEKO-TEX, which indicates it meets specific standards for harmful substance control. The design prioritizes layered defense against spills and accidents rather than a full perimeter seal, focusing on convenience for regular use.

Best for: Households needing to protect multiple mattresses or keep a spare protector on hand.

Product photos

#8Best for Deep Mattresses

Lucid Zippered Waterproof Mattress Encasement

Lucid Zippered Waterproof Mattress Encasement
Fit depth range6 to 18 inches
Zipper closureFull 360-degree coverage
Waterproof barrierStratoSmart polyurethane
Noise levelBreathable and noiseless
Warranty15-year limited
Check Latest Price →

What We Like

  • Full six-sided waterproof zippered seal
  • Fits unusually deep mattresses up to 18 inches
  • Breathable, noiseless barrier for cool sleep
  • Machine washable with a long-term warranty

Trade-offs

  • 0.4-inch profile offers minimal cushioning
  • No absorbent top layer for surface moisture

A zippered cover that fits mattresses from 6 to 18 inches deep can accommodate most standard and thicker models. The full six-sided waterproof barrier, sealed by a watertight zipper and elastic, creates a complete enclosure. This is the essential feature for long-term protection against spills, fluids, and airborne particles.

The cover is 0.4 inches thick, which contributes to its quiet and breathable feel without adding noticeable padding. For a similar deep-pocket, zippered design that lists bed bug protection, the SureGuard Mattress Encasement is an alternative. The Lucid model includes a 15-year limited warranty.

Best for: Owners of deep-profile mattresses needing a complete, noiseless waterproof seal. Not ideal for those seeking a padded, quilted topper feel.

Product photos

#9Best Budget-Friendly Pick

Amazon Basics Waterproof Mattress Protector

Amazon Basics Waterproof Mattress Protector
Waterproof & bed bug proofPolyester with polyurethane backing
Deep pocket depth18 inches
Fit dimensions75 x 54 inches
Material composition85% recycled polyester
Care instructionsMachine washable
Check Latest Price →

What We Like

  • Secure fit from enhanced elastic band design
  • Quiet, crinkle-free polyester construction
  • Maintains waterproofing through machine washing
  • Uses substantial recycled post-consumer polyester

Trade-offs

  • Lacks a zippered, six-sided encasement design

An 18-inch deep pocket stretches over most standard mattresses without struggling for a grip, which means it stays put through a restless night. The combination of waterproof protection and a stated bed bug barrier, built with a notable amount of recycled material, delivers core mattress safeguarding without a premium price tag. It suits anyone who needs straightforward, reliable coverage and prefers a simple fitted-sheet style over a more complex encasement.

This protector offers a waterproof and bed bug proof barrier, which safeguards against spills and pests. Its fitted design with an enhanced elastic band ensures a secure fit on all sides and corners, making it simpler to install and remove for washing than a zippered encasement. The flexible polyester construction with polyurethane backing provides quiet, comfortable protection without crinkling.

Best for: Budget-conscious buyers seeking a no-fuss, fitted waterproof protector for a full-size mattress. Not ideal for those requiring a fully sealed, zippered encasement for complete pest protection.

Product photos

#10Best Hot-Washable

AllerEase Maximum Waterproof Mattress Encasement

AllerEase Maximum Waterproof Mattress Encasement
Material constructionSoft top fabric with waterproof layer
Wash instructionsMachine wash hot with nonchlorine bleach
Dry instructionsTumble dry on lowest setting separately
Mattress depth fitUp to 15 inches for queen/king
WarrantyLifetime warranty
Check Latest Price →

What We Like

  • Hot-water washable for thorough sanitization
  • Lifetime warranty provides long-term assurance
  • Zippered, six-sided encasement offers full coverage
  • Fits deeper mattresses up to 15 inches

Trade-offs

  • Requires careful low-heat drying separately
  • Sidewall construction fits only up to 15 inches, not 18

The ability to machine wash this encasement in hot water is its defining feature, allowing for a level of deep cleaning that cooler washes can’t match. This makes it a standout choice for anyone prioritizing rigorous hygiene, whether for allergy management or simply wanting the cleanest possible sleep surface. The lifetime warranty further signals a product built for the long haul, suited for buyers who view a protector as a permanent part of their bedding.

The Guardmax Jersey Knit Mattress Encasement excels at being laundered like a sheet, but its care routine demands a separate, low-heat tumble dry to avoid damage. For someone with a thick, 18-inch mattress, the PlushDeluxe Bamboo protector would be the better fit. This Guardmax encasement requires the patience to dry it like a delicate.

Best for: Buyers who prioritize sanitizing their mattress protection with a hot wash cycle. Not ideal for those with extra-deep mattresses over 15 inches.

Product photos

How We Evaluated Waterproof Mattress Pad Covers

Our evaluation focused on manufacturer specifications, expert round-up reviews, and patterns in owner feedback. We prioritized waterproof effectiveness, fabric comfort and noise, mattress depth compatibility, and the security of the design, whether a simple fitted protector or a full zippered encasement. These criteria determine if a cover will truly protect your mattress and feel comfortable to sleep on every night.

We compared waterproofing technologies, like polyurethane membranes and TPU layers, and how they integrate into the fabric to prevent leaks while remaining breathable. For comfort, we assessed materials like cotton terry, jersey knit, and bamboo for softness and whether they produce a crinkling sound. Fit is crucial, so we verified pocket depths and zippered encasement dimensions against standard and deep mattress heights.

This is a research-led evaluation, not a hands-on test. We rely on documented specs and aggregated user experiences, so we cannot verify individual claims about long-term durability or exact fit on every mattress model.

What To Look For In Waterproof Mattress Pad Covers

The right cover depends on your specific protection needs and mattress type. A basic fitted protector is often enough for occasional spills, while a zippered encasement is essential for sealing out allergens and bed bugs.

Key buying criteria include the type of protection (fitted pad vs. Full encasement), mattress depth compatibility, fabric comfort and breathability, and ease of care like machine washability.

Protection Type: Fitted Protector vs. Full Encasement

A fitted protector slips over the top and sides of your mattress like a fitted sheet, guarding against surface spills and stains. It’s easier to remove and wash. A full zippered encasement wraps your mattress on all six sides, creating a sealed barrier ideal for blocking allergens, dust mites, and bed bugs. Our top overall pick, the SureGuard, uses this design. If your primary concern is liquid accidents, explore our guide to pee-proof covers for specialized options.

Mattress Depth Compatibility

Measure your mattress height before buying. Many standard protectors and encasements max out at 13 or 15 inches. If you have a mattress thicker than 16 inches, often due to a pillow-top or a topper, you’ll need a deep-pocket model. A cover that’s too shallow will not fit securely and may tear at the seams.

Fabric Comfort and Care

The sleeping surface should be soft, quiet, and breathable. Cotton terry and jersey knit are popular for their cloth-like feel. Bamboo fabric, like on the PlushDeluxe pick, is often praised for its softness and temperature regulation. Check the care label: most are machine washable, but some have strict temperature limits to preserve the waterproof membrane. For more on materials that add comfort, see our resource on mattress toppers.

  • Confirm the product’s stated mattress depth limit matches your bed.
  • Check for certifications like OEKO-TEX if you have chemical sensitivities.
  • Look for features like reinforced elastic or a non-slip bottom to keep the cover in place.
  • Verify the warranty period, as it can indicate the manufacturer’s confidence in durability.
  • Read care instructions to ensure you can launder it according to your routine.

Prioritize a secure, full-coverage fit over marginal features; a protector that slips off or gaps offers no protection.

Waterproof Mattress Pad Covers Compared

The table below compares key features of our top picks at a glance to help you weigh your options quickly.

ProductWaterproof ProtectionTop Material / FabricFit Depth RangeClosure / Design
SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover100% waterproof six-sided100% cotton terry13 to 16 inchesZippered encasement
PlushDeluxe Bamboo Waterproof Mattress Protector100% effectiveViscose from bambooUp to 18 inchesFitted-sheet design
Utopia Bedding Zippered Mattress Encasement100% waterproof layerKnitted polyesterUp to 13 inchesSecure wrap-around zipper
Guardmax Jersey Knit Mattress EncasementWaterproof layer sealed beneath knitSoft jersey knit polyesterup to 13" DeepNylon zipper with guard flap
SafeRest Premium Zippered Mattress Encasement100% waterproof barrierSoft, noiseless cottonFits up to 15 inchesFull 360° zippered encasement
SafeRest Fitted Waterproof Mattress ProtectorBlocks spills, urine, sweatSoft, breathable, noiseless18 inchesFitted-sheet design
BEDLORE 2-Pack Waterproof Mattress ProtectorUpgraded TPU filmMicrofiber with microfiber fillingUp to 18 inchesDeep pocket fitted
Lucid Zippered Waterproof Mattress EncasementStratoSmart polyurethaneN/A6 to 18 inchesFull 360-degree coverage
Amazon Basics Waterproof Mattress ProtectorPolyester with polyurethane backing85% recycled polyester18 inchesDeep pocket
AllerEase Maximum Waterproof Mattress EncasementWaterproof layerSoft top fabricUp to 15 inchesZippered mattress encasement

Frequently Asked Questions

What is the best waterproof mattress pad cover?

The best overall waterproof mattress pad cover in our evaluation is the SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover. It offers a complete six-sided zippered seal that protects against liquids, allergens, and bed bugs, with a soft, noiseless cotton terry sleeping surface.

Which brand is the best for waterproof mattress protectors?

No single brand is best for every need. Different brands excel in specific areas: SureGuard and SafeRest are known for reliable encasements, PlushDeluxe offers premium bamboo fabric, and Utopia Bedding provides excellent value. The best brand for you depends on your mattress depth, desired fabric, and budget. Our guide to mattress protectors explores various brands and their strengths.

Do waterproof mattress protectors work for urine?

Yes, quality waterproof mattress protectors are designed to block liquids, including urine, from reaching the mattress. Look for a protector with a reliable waterproof membrane and a secure fit. For frequent accidents, a protector with an absorbent top layer can help manage moisture on the surface, though our top picks focus on the waterproof barrier itself.

Is there a mattress protector that is actually waterproof?

Reputable waterproof mattress protectors use layers of polyurethane or thermoplastic polyurethane (TPU) to create a genuine moisture barrier. They are tested to be impervious to liquids. However, their effectiveness depends on a proper fit with no gaps and following care instructions to maintain the waterproof seal over time.

What’s the difference between a mattress pad and a mattress protector?

A mattress pad is primarily for adding softness and slight height to a mattress, while a mattress protector is a thinner layer focused on protection from spills, stains, and allergens. Many products combine both functions. For a detailed breakdown, our pad vs protector comparison can help you decide which you need.

The Bottom Line

The SureGuard Mattress Protectors MATENC-ZE13Q Waterproof Mattress Pad Cover is the best overall choice for shoppers who need comprehensive, six-sided protection from liquids, bed bugs, and allergens for a standard-depth mattress. Its zippered encasement and soft sleeping surface offer long-term security and comfort.

If you’re on a tight budget, the Utopia Bedding Zippered Mattress Encasement provides similar full-coverage security at a lower price point. For a deep mattress over 15 inches, the Lucid Zippered Waterproof Mattress Encasement or the SafeRest Fitted Protector are better-fitting options.

Ultimately, accurately measuring your mattress depth and deciding between a simple fitted protector and a full encasement are the most critical steps in choosing the right waterproof cover for your bed.